ER Guard Prepaid Health Card Provides Affordable Healthcare for Filipinos

Medicare Plus Inc., one of the top HMOs in the Philippines, understands the importance of healthcare for the Filipino people. While having an HMO helps cover healthcare expenses, not all Filipinos have one because of financial limitations and the nature of their work. Many freelancers, small business owners, and workers in the informal sector do not have traditional HMOs.

To provide Filipinos with a practical and budget-friendly healthcare solution, Medicare Plus Inc. developed ER Guard, an emergency prepaid health card designed to help Filipinos prepare for sudden illnesses and emergencies.

What is a Prepaid Health Card?

ER Guard is a prepaid health card that provides emergency healthcare protection for a one-time payment of ₱970, while ER Guard Plus provides emergency and inpatient care for a one-time fee of ₱3,315. Unlike traditional HMO, ER Guard and ER Guard Plus do not have monthly dues or recurring premiums. They are practical and easy on the budget.

What Can You Get From Your Prepaid Health Card?

ER Guard provides up to P20,000 outpatient emergency coverage for sudden illnesses and accidents. ER Guard Plus offers up to P50,000 outpatient and inpatient coverage.

Which ER Guard is Right For You?

Medicard Plus gives you two options that you can choose from depending on your needs and budget:

ER Guard

  • One-time fee of P970
    Get up to P20,000 coverage
  • One-time use for outpatient emergency care
  • Includes doctor’s services and emergency room fees

 

ER Guard Plus

  • One-time fee of P3,315
  • Get up to P50,000 coverage
  • One-time use for outpatient emergency care and inpatient care
  • Includes doctor’s services and emergency room fees
  • Room and board accommodation for emergencies leading to confinement
  • Use of ICU, OR, Recovery, and Isolation Rooms is included

Where Can You Use ER Guard and ER Guard Plus?

You can use your ER Guard and ER Guard Plus in any emergency room of private hospitals in the Philippines. Please call our Medical Concierge team first at the following numbers: 0919-0585858 and (02) 899-51920, and you’ll be assisted to the nearest emergency room. Our Medical Concierge is available 24/7.

Why Choose ER Guard and ER Guard Plus?

  • Affordable, No Monthly Obligations – Our prepaid health cards provide affordable and dependable healthcare with a one-time payment that is light on the pocket. It’s practical healthcare you can get without worrying about paying monthly premiums.
  • Easy to Use – It’s easy to activate. Just visit our website, fill out the form, and then submit. An email will be sent to you within 48 hours to confirm your activation. Your medical benefits will be effective five calendar days from activation.
  • Nationwide Access – ER Guard and ER Guard Plus provides all access to private hospitals in the Philippines. Members just have to call first, and we’ll take it from there. That way, you can worry less and focus on getting better.
  • No Hidden Fees – Our emergency prepaid health cards have clear pricing and straightforward terms, so you know what to expect without the burden of unexpected costs.
  • Coverage for Kids and Adults – ER Guard and ER Guard Plus can be used by individuals aged 15 days to 60 years old.
  • Ideal for People Without an HMO – ER Guard and ER Guard Plus offer an affordable option for people without HMO coverage, including freelancers, self-employed, online sellers, content creators, and informal sector workers. If you’re looking for a health card for freelancers, these cards are just what you need.

Where To Get Your Prepaid Health Card?

You can get your ER Guard and ER Guard Plus at any of the following:

Bottomline

ER Guard and ER Guard Plus emergency prepaid health cards by Medicare Plus Inc. provide affordable healthcare for Filipinos who want to be prepared for medical emergencies. Our prepaid health cards offer protection through a one-time payment, so you don’t have to worry about recurring fees. ER Guard and ER Guard Plus are easy to use and provide access to private hospitals in the Philippines.


Prioritize your health today and get an ER Guard or ER Guard Plus for you and your family.

Frequently Asked Questions

1. What is the ER Guard Prepaid Health Card?
ER Guard is a one-time payment emergency prepaid health card from Medicare Plus Inc. that helps cover eligible emergency medical expenses at private hospital emergency rooms in the Philippines.

2. What is the difference between ER Guard and ER Guard Plus?
ER Guard provides up to ₱20,000 coverage for outpatient emergency care, while ER Guard Plus provides up to ₱50,000 coverage for emergency and inpatient care.

3. How much does an ER Guard prepaid health card cost?
ER Guard costs ₱970, while ER Guard Plus costs ₱3,315. Each card requires only a one-time payment, making it a practical healthcare card for Filipinos.

4. Who can use ER Guard and ER Guard Plus?
ER Guard and ER Guard Plus are available to individuals aged 15 days to 60 years old.

5. Where can I use ER Guard and ER Guard Plus?
ER Guard and ER Guard Plus provide access to private hospital emergency rooms nationwide.

Easy access health plan options for the Filipino community.

We know finding the right healthcare plan can be a complex and confusing task.
Our health plan specialists are always here to help 24/7.
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